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Wisconsin Residents are feeling the recession fallout too and we hope these resources will help you.
Our ongoing goal is to help people in need all year round.
Our health is by far the most important thing in our lives. We will provide you resources and programs for how to get help with medical bills. Find ways to.
Eliminate medical debt;
Pay existing medical bills;
Free health care;
Free prescription drugs;
Hospital bill help;
Help from medical debt collectors;
Sometimes you may realize how important your health is the hard way. Sadly, it may take a serious illness, maybe the illness of a loved one or an illness of your own, that causes someone to look at their own health.
Dealing with the hospital, medical bills, and prescription drug costs that will always follow an illness, and trying to find a way to pay them, is sometimes many times more stressful than the illness itself. If you need help, the good news is that yes, you can do something to control your healthcare costs and you can find help to pay medical bills and debts.
There are a couple of different paths you can take to get help with medical bills. You can take some steps yourself, or enlist other parties, such as medical billing advocates, websites, or other resources. Many of the other parties may offer some free services, or they may charge you only a percentage of what they save.
Find “do it yourself “ ways to save on and obtain help paying medical bills. More.
Free Health Care
Free health care programs
A variety of public and private organizations across the country offer free health care programs, including vision care, dental services, and more. Find free health care programs.
Clinics provide free health care
State, county, and local medical clinics and providers will provide free medical care, including dental and mental health. Continue.
Walgreens free medical assistance
Walgreens is offering free health care to its current and future patients who lose their job and have no health care coverage. The assistance is offered by Walgreen’s Take Care clinics.
Federal Government Health Resources and Services Administration (HRSA)
This organization makes free or low cost health care available to Americans, even to those without insurance. You can get free checkups, prescriptions, treatment, and other medical assistance. More.
Free medical care from charities
Many charities can also provide help, such as the Patient Advocate Foundation, Shepherd's Hope, Inc, and many others. Find both national charities, and charities that are located in your state. Continue.
State and federal government medical assistance programs
Many states and government agencies also provide free or discounted health care. Find your state and the programs offered.
The federal government offers a health insurance plan for veterans and military personnel. The VA Medical Care Hardship program will provide them help with health care expenses.
Retailers such as CVS, Walgreens, and Wal-Mart, offer quality health care at a low price. Some even provide free medical services. More.
Senior Centers can provide free health care services
Senior centers offer a wide variety of services on how the elderly can save money on medical bills, and they can offer free checkups and medical care. Continue.
Get Free Prescription Drugs and Medications
Free or low cost prescription medications
There are several prescription drug programs that will provide either free or low cost medications to those in need. More
Save on prescriptions
Find ways to get help and save on your prescriptions. You can save up to 80% on your medicines and prescription drugs.
Pfizer, Merk, and Eli Lilly offer free prescription medications
Many drug companies, such as Pfizer, Merk, and Lilly have created assistance program that will provide free prescription medications and drugs to the unemployed, provided they do not have health insurance and they have been taking the medication for more than three months. Learn more.
Save on prescriptions and medical care if you are a union member
Union Plus offers organized labor and union members savings on health care expenses, prescription drugs, dental and vision care, and more. Read more about health care savings for union members.
Help With Paying Existing Hospital and Medical Bills (Much of this help is free.)
Medical billing advocates
Medical billing advocates have been proven to save patients substantially on their medical bills, sometimes thousands of dollars. They help find medical billing errors, negotiate bills, and ensure you are charged a fair price, among other services they provide. A recent Harvard study showed that 80% of medical bills have at least one error.
States programs to help consumers with medical debt and bills
Many states have laws and programs that protect patients from aggressive medical debt collection practices, ensure consumers are not charged high interest charges when they cannot afford to pay their medical debts and bills, and other laws to help patients. Learn more.
Government and state health care programs
State assistance programs may provide you help with free health care, assistance paying medical bills, free or discounted medications, offer low cost insurance, or there may be other resources your state or local county government can provide.
Numerous organizations, resources, and programs exist that can help people pay for cancer bills and associated medical bills. They provide grants and other forms of help for cancer bills.
Grants to pay medical bills
Many government and private organizations offer grants that can be used to help pay medical bills and other health care expenses.
Negotiate medical bills
-Consumer Reports has found that about 90% of people who negotiate their medical bills are successful and can save substantially. Continue.
-Use the services of a professional medical bill negotiator. They usually work on a contingency basis, so they are in effect free unless they save you money, and studies show that they can have up to an 80% success rate in negotiating lower medical and hospital bills on your behalf. Read more.
Help with hospital bills
Find how to get help with paying hospital bills and locate hospital assistance programs. More.
Also, read tips from medical professional and hospital employees on what works when trying to save on and get help with paying your hospital bills. Continue.
How to apply for medical bill assistance programs
Many hospitals, doctors, and other health care providers offer assistance programs to help you with your medical bills and debts. Find the steps to take to apply for help.
Online tools help save on medical bills and expenses
Online tools can also provide help. Some of these tools are free or low cost. They help detect errors, ensure the price you are paying is fair, and companies will even challenge the medical bills on your behalf. Continue.
Select the correct health insurance plan
Read about how you can save on your health insurance premiums and receive the best coverage by selecting the correct plan. More.
Beware of balance billing practices and scams
Also, learn how health care providers are trying to get people to pay medical bills that they are not responsible for paying, a practice known as balance billing.
CareCredit medical bills and debt financing
CareCredit from GE can provide free medical financing and also a wide variety of repayment plans, many of which have competitive interest rates.
Help with dental bills
There are also many programs that provide assistance and help with paying dental bills. More.
Help from a union
Receive a significant free cash grant from Union Plus to help pay medical bills that does not need to be repaid if you are a union member. Read.
How to find a medical billing error
It is estimated by many studies that about 80% of medical bills have at least one error. Learn what to look for and how to find medical billing errors.
Eliminate Credit Card and Medical Debt
If you have over $10,000 in credit card debt, receive a free consultation on how to eliminate up to 50% of your debt. The consultation is free, so you have nothing to lose by requesting info.
Looking For a Way Out if Debt? Sign-up Now For a Free Consultation.
Eliminate Medical Debt or Bills
Debt settlement to eliminate medical debt and bills
A new study shows that medical debt and bills contribute to over 60% of bankruptcies. Debt settlement programs can eliminate most or all of your medical debt, help prevent a bankruptcy, and get you back on solid financial footing. More.
Consolidate hospital and medical debt
Learn about options to consolidate both your hospital as well as medical bills and debt, including medical debt consolidation programs and loans to pay off your bills. Learn more.
Consumer credit counseling
A consumer credit counseling organization may also be able to provide assistance and guidance with medical debt and health care expenses.
Save on COBRA Health Insurance Coverage
A new federal law provides a 65% subsidy for COBRA Health Insurance, so if you lose your job you can retain health care coverage. More.
Wisconsin Assistance and Aid Programs
Find how to get help, grants, and assistance in all counties, cities, and areas of Wisconsin, including Milwaukee and Madison.
A program for both children under 19 years of age and also for families in Wisconsin who want and need health insurance to help with medical bills. BadgerCare Plus is a program for all kids, regardless of income. BadgerCare Plus is also about more than just the kids. It is an extensive program that offers access to comprehensive, affordable health care and insurance to many families and also pregnant women in Wisconsin.
Wisconsin's Prescription Drug Assistance Program for those residents who are 65 years of age or older can help residents pay medical bills and debt. Find additional help with medical bills. Continue.
Health Insurance Risk Sharing Program (HIRSP)
This is a state-sponsored program that will offer major medical insurance plans to Wisconsin residents who can’t obtain health insurance due to loss of employer-sponsored group health coverage or a medical condition.
Wisconsin’s ForwardHealth Medicaid
Provides help for those residents that are lower income, disabled, or 65 and older who need help with medical bills and insurance.
Wisconsin Shares Child Care Subsidy Program
Provides financial child care assistance and help with paying child care bills to lower income families who are working, training, or preparing to enter the workforce.
FoodShare was created to improve the nutrition and health of Wisconsin residents, and to help stop hunger. FoodShare will help families with limited money buy the food they need for good health.
The Emergency Food Assistance Program (TEFAP)
TEFAP is a federal funded grant program that provides commodities, food, and help to low-income families. You may also be able to find assistance and counseling for consolidating debts. Find additional debt consolidation programs.
Legal Representation and Assistance
Wisconsin has several non-profit law firms that provide state residents with free legal advice, help, and representation. Lawyers and other legal professionals are available as needed. Read more.
Assistance From Wisconsin Cities and Counties
Wisconsin Help With Paying Utility and Heating Bills
Wisconsin Home Energy Assistance Program (WHEAP)
This organization manages the federally funded Low Income Home Energy Assistance Program (LIHEAP) for the state of Wisconsin. In addition to regular heating and electric bills assistance, services provided include:
Counseling for energy budges and energy conservation
Emergency fuel assistance
Pro-active, scheduled payment plans
Focus On Energy
A public-private partnership that offers energy services and information to utility customers throughout Wisconsin. A program offered, which is the Targeted Home Performance with ENERGY STAR program, will help residents in making energy saving improvements to their homes.
Housing Cost Reduction Initiative Utility Payment Program.
State cash grants and funds are distributed for payment of utility arrearages bills. Assistance for outstanding bills is provided to households whose housing cost is equal to or more than 35 percent of their total income
Keep Wisconsin Warm Fund (KWWF)
KWWF is a community, volunteer based aid program that was designed to fill the need for energy assistance to low income people in Wisconsin.
Wisconsin Operation Round Up
An assistance program that is offered throughout Wisconsin that provides crucial needs such clothing, food, shelter, medical care, utility and heating bill help, and education.
Brown County (Green Bay)
Dane County (Madison)
Iowa County (Dodgeville)
Marathon County (Wausau)
Outagamie County (Appleton)
Portage County (Stevens Point)
Rock County (Janesville)
Sauk County (Baraboo)
Vernon County (Viroqua)
Walworth County (Elkhorn)
Washington County (West Bend)
Winnebago County (Oshkosh)