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Many people need help paying bills and debt in today’s challenging economy. Families need help so that they do not have to decide between paying their mortgage, credit card debt, food, rent, utility, or medical bills.
Find information on assistance programs, charity organizations, and other resources that will provide you with help paying your bills, mortgage and debt, show you how to save money, as well as provide some tips and ways to pay bills when money is tight. Many American families are struggling under an increasing number of bills, debts, and financial obligations. When you and your family are experiencing this stress, you need to reevaluate the situation, set priorities, and look for assistance.
Find programs and ways to get help with bills and debts, including:
These are five of the primary expenses that consumers need help paying in today’s challenging economic environment. Many states and local counties also offer government aid and administer assistance programs. Last, but not least, there are numerous charity organizations and community action agencies that can help.
Assistance From Maine Cities and Counties
Cumberland County (Portland)
Penobscot County (Bangor)
York County (Alfred) Maine Help With Utility and Heating Bills Low Income Home Energy Assistance Program (LIHEAP) Free Home Heating Oil From Citizens Energy Home Energy Loan Program (HELP) Low-Income Assistance Program (LIAP) Weatherization and Governors Weatherization Program
The Low Income Home Energy Assistance Program provides money and grants to low income homeowners and renters in Maine to help them pay heating costs.
Citizens Energy has a program that offers free heating oil to Maine families in need of help. Citizens Energy works with Citgo and other heating oil companies throughout Maine to provide free or heavily discounted heating oil.
The HELP assistance program provides very low interest rate loans to both moderate and low income Maine families to finance energy saving improvements that make their homes more energy efficient.
Maine’s utility companies are required to create or maintain a LIAP aid program to make utility bills more affordable for LIHEAP-eligible customers.
MaineHousing’s Weatherization Program and also the Central Heating Improvement Program (CHIP) provide cash grants to assist both renters and homeowners improve the energy efficiency of their home and to also perform energy-related repairs.
Maine Help With Utility and Heating Bills
Low Income Home Energy Assistance Program (LIHEAP)
Free Home Heating Oil From Citizens Energy
Home Energy Loan Program (HELP)
Low-Income Assistance Program (LIAP)
Weatherization and Governors Weatherization Program
Get help and locate assistance programs in all areas of Maine, including Portland.
Maine Mortgage Help and Foreclosure Assistance
Maine provides mortgage and foreclosure assistance programs. More.
Rural Housing Repair Loans and Grants
This assistance program provides loans and cash grants to very low-income families in Maine to improve, repair, modernize, or to remove safety and health hazards in their homes.
DirigoChoice Health Plan Low Cost Drugs for the Elderly and Disabled (DEL/Low Cost Drug) Foreclosure counseling Maine Rx Plus The General Assistance Program Free prescription drugs in Maine Low Income Refrigerator Replacement Rental Assistance Coupon Plus Program and Housing Choice Vouchers The Maine Food Supplement Program TANF Telephone Assistance
DirigoChoice is an alternative to many health insurance plans and this insurance plan emphasizes preventive care and wellness. It provides affordable health insurance programs for the the self-employed, small business owners, and also individuals.
A prescription program for both elderly and disabled Maine residents to help them get low-cost prescriptions and needed medications.
Maine offers residents several different programs that can provide mortgage relief. They include foreclosure counseling and a mediation program. Learn more.
MaineRx Plus is a program to help individuals save on prescription drugs, and it is a discount card program for qualifying Maine residents. Participants can save 15% on brand name drugs and up to 60% on generic prescription drugs.
Aid and cash grants are provided in each city and town to help people in emergencies, including food, medical emergencies, and to also provide assistance with energy bill emergencies.
Many hospitals and clinics have started programs that are distributing heavily discounted or free prescription medications to state residents. Charities and other organizations are also participating. Learn more.
The program will replace old, inefficient refrigerators and it will provide for the installation of energy efficient lighting in the homes of qualified lower income families.
Helps families in Maine pay for rental expenses.
This provides help to lower and middle income households to assist them with buying the food they need for good health.
This is an aid program that provides temporary help and cash grants for children and their parents while the family works toward becoming self-supporting through jobs, training, and education.
The Maine Public Utilities Commission continues to remind residents about the Lifeline telephone program, which can save customers up to $13.50 on their monthly phone bills, including wireless. In addition, the Link-up Assistance program will pays for 50 percent or up to $30 for the cost of phone installation.
Low Cost Drugs for the Elderly and Disabled (DEL/Low Cost Drug)
Maine Rx Plus
The General Assistance Program Free prescription drugs in Maine Low Income Refrigerator Replacement Rental Assistance Coupon Plus Program and Housing Choice Vouchers The Maine Food Supplement Program TANF Telephone Assistance
Free prescription drugs in Maine
Low Income Refrigerator Replacement
Rental Assistance Coupon Plus Program and Housing Choice Vouchers
The Maine Food Supplement Program