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GEORGIA RESOURCES 
(Click link to obtain more info about this state's resources. Links listed within information below may not work.)
Help with bills, mortgage, and debts
Many people need help paying bills and debt in today’s challenging economy. Families need help so that they do not have to decide between paying their mortgage, credit card debt, food, rent, utility, or medical bills.
Find information on assistance programs, charity organizations, and other resources that will provide you with help paying your bills, mortgage and debt, show you how to save money, as well as provide some tips and ways to pay bills when money is tight. Many American families are struggling under an increasing number of bills, debts, and financial obligations. When you and your family are experiencing this stress, you need to reevaluate the situation, set priorities, and look for assistance.
Find programs and ways to get help with bills and debts, including:
- Help with medical bills,
- Mortgage help,
- Debt help,
- Help with electric bills,
- Help with taxes,
- Free legal advice
These are five of the primary expenses that consumers need help paying in today’s challenging economic environment. Many states and local counties also offer government aid and administer assistance programs. Last, but not least, there are numerous charity organizations and community action agencies that can help.
Get help with paying debt.
There are many ways to get out of credit card and medical debt. You can consolidate debt, get up to 60% of your debt waived or even completely eliminate your debt from various programs offered by credit card issuers, many private companies and other organizations. Many credit card issuers are now offering more assistance to consumers from credit card hardship programs and similar assistance plans. According to studies, almost 3 million consumers were signed up for hardship type plans last year. Find charities and organizations in Georgia that can help. In addition to below, there are also assistance programs provided by the state. More on these programs. There are many organizations and charities at the national level that can provide aid as well. Continue. Atmos Energy Atlanta Emergency Aid Ministries Goodwill Industries of Middle Georgia and the CSRA Operation Roundup Project SHARE The Heating Energy Assistance Team (HEAT) Latin American Association Legal Aid Open Hand
Also, there are steps that you can take yourself that can help you reduce your debt. Consider that according to the Federal Reserve, the total amount of credit card debt owed by Americans reached almost $965 billion in 2009, which is an increase of 25 percent in the past decade. This shows that families need all the assistance they can get to become debt free and settle outstanding bills. A good place to start is with defining debt consolidation and the types of debt consolidation.
Georgia organizations and charities that can help with paying bills.
The Sharing the Warmth aid helps families in need pay their gas bills.
This group provides a variety of aid to Atlanta citizens, including providing help with one of the most basic and critical needs, that being food. The food that they provide is donated or purchased with contributions from people like you, so your support is needed. In addition, this charity provides emergency assistance to people who need help with paying for other bills such as rent, transportation to jobs, housing, job counseling, training, and more.
This organization helps people find jobs, and provides job training. They have provided over 165,000 hours of job training; provided services including referral, information, and they offer a Job Search Resource Center access to over 25,000 individuals.
Most utility and gas companies in Georgia offer this charity program, and it provides assistance to families and individuals who are facing serious hardships, either short-term or long-term hardships. It will provide help with a variety of bills, including utility, medical, and others.
This program is available statewide and it will help those in need. It is funded by electric utility customers who donate their contributions through their monthly electric bills. This assistance program is administered by The Salvation Army. 1-800-257-4273
The HEAT program is run by the Georgia Department of Human Resources through local Community Action Agencies. The natural gas industry as well as private citizens provide funding. 678-406-0212
This aid organization provides a Latino homeownership program, English language/literacy instruction, pre-employment and job skills training as we all job-placement, a youth mentoring program, a youth internship program, and other human services.
A non-profit organization in Georgia provides residents with free legal advice and assistance. They can help with foreclosures, domestic violence, and more. Continue.
Provides home-delivered meals and nutrition education as a way to help reinforce the connection between informed food choices and improved quality of life. Most of the food aid is intended for the poor or ill.
Assistance From Georgia Cities and Counties
Athens-Clarke County (Athens)
Augusta-Richmond County (Augusta)
Bartow County (Cartersville)
Bibb County (Macon)
Carroll County (Carrollton)
Central Georgia area. Click here.
Chatham County (Savannah)
Cherokee County (Canton)
Clarke County (Athens)
Clayton County (Jonesboro)
Cobb County (Marietta)
Colquitt County (Moultrie)
Columbia County (Appling)
Coweta County (Newnan)
DeKalb County (Decatur)
Douglas County (Douglasville)
Dougherty County (Albany)
Fayette County (Fayetteville)
Floyd County (Rome)
Forsyth County (Cumming)
Fulton County (Atlanta)
Gwinnett County (Lawrenceville)
Houston County (Perry)
Lowndes County (Valdosta)
Muscogee County (Columbus)
Newton County (Covington)
Paulding County (Dallas)
Rockdale County (Conyers)
Troup County (Lagrange)
Walker County (Lafeyette)
Walton County (Monroe)
Whitfield County (Dalton)
Utility Bill Assistance in Georgia
Energy Crisis Program Regular Home Energy Assistance Weatherization
This assistance program is available for the homebound, eligible seniors, or households with life-threatening issues. It was created to assist those who have received a disconnection notice or a service disconnection and that need help addressing the issue.
Households in Georgia are considered to be facing an energy crisis if they have the lack or the threat of loss of heating services in their homes.
Eligible households will receive assistance that will help prevent their service from being interrupted and to restore service to the home.
This financial assistance program will be mainly in the form of locally issued checks paid directly to home energy suppliers on behalf of eligible households.
The amount of aid paid to both non-subsidized renters and homeowners who receive a bill for their fuel cost will depend on the household income, household size, characteristics of the household, and the payment schedule for home heating energy.
The Weatherization Program will provide low-cost home energy conservation improvements to eligible Georgia households. Improvements may include, but are not limited to, caulking, installing ceiling insulation, weather-stripping, etc.
Georgia Assistance and Aid Programs
Find how to get assistance in all cities and counties in Georgia, including Atlanta and Augusta. In addition to the assistance programs offered by the state of Georgia that you will find below, there are organizations and charities that can provide additional help. More.
Assistance Programs
Rent Assistance From Housing Choice Voucher Program
This is an assistance program that helps low income families and individuals with paying rent, and works with them to rent decent and safe dwelling units in the private rental market. The program helps maintain their rent payments at an affordable amount. (888) 858-6085. Find additional help with rent.
After School Services
Available for youth ages 6 through 19. The majority of youth served in this program come from low-and moderate income families. The primary components of after school and summer programs include academic enrichment activities, physical activity, health education, and teen employment opportunities.
PeachCare for Kids Subsidized Child Care - Childcare and Parent Services (CAPS) Medicaid Georgia Foreclosure Aid and Mortgage Help Free legal tips counseling Georgia Food Stamp Georgia Temporary Assistance for
This is a low cost or free health insurance program for children up to age of 19 to help families pay for medical bills and health care expenses. This plan is free for children under age six. 1-877-GA-PEACH
This assistance program will help Georgia families pay for early childhood and school age care programs, and help pay for child care bills. State subsidized care is available for kids from the age birth to age 13, or up to age 18 if the children has special needs. 1-800-869-1150.
Medicaid is an aid program that will provide health care services to families and individuals that meet the requirements for income, citizenship, and resources.
Georgia has a foreclosure program that assist families with the foreclosure process. More.
In addition, find a listing of non-profit organizations in Georgia that are HUD approved, and that may be able to offer additional mortgage and foreclosure prevention solutions. Read more.
If you are a Georgia resident and have a civil case that you need legal advice for, there are ways to get help with your troubles. Click here to read more on legal assistance.
This program will provides monthly benefits to low-income households that need help, and it will assist them with paying for the cost of food. A household may be a family, one person living alone, or several, unrelated individuals who are living together who routinely purchase and prepare their meals together. Anyone may apply for food stamp benefits. This aid program will help households that have limited resources and income. 1-800-869-1150
Needy Families (TANF)
This is the monthly cash assistance grant program intended for poor families with children under age 18.
1-800-869-1150
State programs that provide mortgage assistance and stop foreclosures.
http://www.needhelppayingbills.com/html/georgia_
mortgage_assistance_an.html
