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Find help with paying your mortgage and also locate foreclosure assistance programs. Mortgage aid is available in all areas of Arizona including Phoenix and Tucson. Various resources are noted below.
In addition to mortgage assistance, there are additional assistance programs and grants that are offered by the Arizona government that can help you with paying many other types of bills. They can also direct you towards other government aid. More.
Arizona is encouraging all residents to take advantage of the Hope for Homeowners mortgage assistance program. In addition to that program, there are various other mortgage assistance programs on this site that consumers can take advantage of to help with paying mortgage bills and debt.
In addition to the government programs mentioned above, homeowners in Arizona who either face foreclosure or are delinquent on their mortgage now have a new, dedicated 24/7 toll-free help line (1-877-448-1211) to help reach a mortgage counselor.
This Arizona foreclosure help line, which was made possible due to a $1.5 million federal grant, will provide a vital link between those families who are having difficulty in paying their mortgage and bills (and are facing a crisis) and access to free foreclosure counseling appointments.
This is another option for Arizona families. Lawyers across the state are volunteering their time to assist homeowners and trying to help them avoid losing their home to foreclosure. The attorneys are working lenders, banks, and homeowners to find a solution. Learn more on this option.
Other efforts undertaking in Arizona to stop and aid the mortgage foreclosure crisis in Arizona include:
• The Arizona Department of Housing’s Eviction and Foreclosure Prevention program was expanded from from $2.75 million to $4.2 million. The state also provided an additional $500,000 to support additional outreach in highly impacted areas.
• Additional mortgage foreclosure counselors are being trained across the state.
• Foreclosure Prevention Workshops for at-risk homeowners are being held throughout Arizona.
• Housing Arizona Initiative - This assistance program provide almost $14 million in State Housing Trust Fund resources to assist those who are trying to hold onto their homes, and to also aid those who have no homes or pathway off the streets in these difficult times.
Mortgage lender Freddie Mac has opened Borrower Help Centers in Phoenix. Counselors at the locations will help borrowers with receiving loan modifications and other forms of assistance. Learn more about the programs and resources being offered by Freddie Mac.
Fannie Mae has also opened a center in the Phoenix area. They are partnering with other local agencies to provide help to struggling homeowners. Read more on the Fannie Mae Phoenix Arizona mortgage center.
This organization helps homeowners who are struggling with their mortgage payments and who may be in danger of facing a foreclosure on their home. They offer a wide variety of resource to these people, including counseling, outreach, and more. Most of the services provide are free. Click here to learn more about how the task force can help you with your housing challenges.
JP Morgan/Chase has also opened foreclosure assistance and counseling centers in Arizona, including centers in Phoenix and Tempe. They will provide homeowners with various services and resources that can help them deal with mortgage problems.
The Arizona Department of Housing is receiving hundreds of millions of dollars from the federal government to provide mortgage and foreclosure help to tens of thousands of homeowners across the state. The program is known as the hardest hit fund, and it will be made up of various components and provide homeowners with multiple services and resources. Learn more on the hardest hit fund.
Find a listing of non-profit housing counseling agencies to contact for help. These Arizona HUD approved foreclosure counseling locations can provide information on mortgage assistance programs and other solutions for homeowners.
KidsCare
This is a free or low cost health insurance plan for children under 19 who have had no or limited health insurance coverage for the past three months. Most families will not need to pay a premium, however those families with higher incomes may have to pay a small monthly fee in order to get this coverage, which will help with medical bills and debt.
Medical Expense Deduction (MED)
Health coverage and insurance for those individuals whose incomes are too high to qualify for other Arizona AHCCCS assistance programs.
SOBRA Progam
This aid program will give healthcare coverage to residents of Arizona who are under the age of 19 or who are pregnant. There is no monthly premium to pay, unless parent's income is too high, which in that case the monthly premium is still very low.
Family Independence Program
Family Independence (FI) is a time-limited program that will assist families in need with dependent children when families cannot provide for their basic needs. The main focus of this help program is to assist lower income and struggling families with meeting their basic needs by providing cash grants and assistance, supportive services, and job training, debt help, and employment opportunities.
Legal representation and free assistance
Lawyers and non-profit law firms offer free legal support and assistance to Arizona families. They can help people deal with civic cases. Read more.
Cash Assistance
The Cash Assistance program will provide temporary cash grants and benefits, as well as supportive services to families in Arizona's who need the most aid. The aid program will assist these families with meeting their basic needs for well-being and safety and it will help serves as their bridge back to self-sufficiency.
Nutrition Assistance Program (N.A.)
Through the Nutrition Assistance Program, thousands of Arizonans are now able to provide adequate nutrition for their families. This aid program helps ensure families in Arizona are fed and well nourished
Child Care Assistance
If you need help paying for day care or other child care expenses, the Arizona Department of Economic Security administers a child care assistance program that provides an average subsidy of about $350 a month for about 35,000 children across the state. Continue.
Assistance From Arizona Cities and Counties
Maricopa County (Phoenix)
Mohave County (Kingman)
Pima County (Tucson)
Pinal County (Florence)
Santa Cruz (Nogales)
Many people need help paying bills and debt in today’s challenging economy. Families need help so that they do not have to decide between paying their mortgage, credit card debt, food, rent, utility, or medical bills.
Find information on assistance programs, charity organizations, and other resources that will provide you with help paying your bills, mortgage and debt, show you how to save money, as well as provide some tips and ways to pay bills when money is tight. Many American families are struggling under an increasing number of bills, debts, and financial obligations. When you and your family are experiencing this stress, you need to reevaluate the situation, set priorities, and look for assistance.
Find programs and ways to get help with bills and debts, including:
These are five of the primary expenses that consumers need help paying in today’s challenging economic environment. Many states and local counties also offer government aid and administer assistance programs. Last, but not least, there are numerous charity organizations and community action agencies that can help.
How to get help, grants, and find assistance in all Arizona cities and counties, including Phoenix and Tucson.
Arizona CoppeRX Card
Many Arizonans, and especially those with limited or no health insurance, are impacted by the rising costs of medications and prescription drugs. Arizona created this card to give residents a simple way to get substantial discounts on spiraling prescription drug prices. More than 55,000 cards have been distributed, and they have helped receive more than $15 million in discounts. You just need to present this card to any one of over 500 pharmacies in Arizona to receive a discount on your prescription purchase. Discounts typically range from 15 to 55 percent. Find additional ways to receive free prescription drugs. More.
How to Get Help With Your Mortgage and Foreclosure Prevention Programs
Arizona encourages homeowners who need help with their mortgage to take advantage of the organizations and programs that are available. Find out about mortgage aid. More.
Arizona Health Care Cost Containment System (AHCCCS)
Helps ensure families in Arizona have access to health care services and plans that will reduce medical bills. The medical care insurance coverage provided by AHCCCS to thousands of Arizonans each year can include physical exams, doctor’s office visits, prescriptions, immunizations, prenatal care, and hospital care.